ACA (Affordable Care Act)

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What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) is formally named the Patient Protection and Affordable Care Act. Oftentimes called “Obamacare,” it is a comprehensive healthcare reform plan passed by the 111th Congress. Signed into law by President Barack Obama in March of 2010, the Affordable Care Act includes healthcare policies to extend health insurance coverage to more Americans, especially those who are uninsured.

What are some key takeaways from the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) significantly changed the healthcare system in the United States. It is geared towards making insurance coverage accessible to all Americans.
If someone already has health insurance from Medicare, Medicaid, your employer, or a private health insurance provider, they may keep it that way. This act provides for those without any health insurance coverage.
For those without any health insurance, you can buy a health insurance plan from a health insurance exchange. You may check if you are eligible for a subsidy based on several factors like income, age, family size, etc.
Employers with 50 or more employees must provide health insurance coverage.

The Affordable Care Act had tremendous effects on benefits administration via new regulations, fines, and penalties. Though compliance issues may affect medical benefits administration, HR professionals must be vigilant in explaining an employee’s benefit choices during open enrollment. The objective is to help employees make informed decisions for their health and personal financial situation.

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ACA (Affordable Care Act)

What is the Affordable Care Act (ACA)?

What are some key takeaways from the Affordable Care Act (ACA)?

Try out Workstream to hire employees for
your business